Save on Your Car Insurance Premium by Choosing an “Excess”
*Prices are subject to change without prior notice.
Example of a Type 1 insurance policy with an excess of ฿5,000 for a 2017 Honda City.
Type 1
Starting price ฿7,500 /year
Type 1
Starting price ฿9,117 /year
Type 1
Starting price ฿9,600 /year
Tips Everyone wants to pay a lower insurance premium when purchasing car insurance. However, when choosing an insurance policy, it is important to consider how your insurance will protect you in the event of a car accident. Being at fault in an accident can result in higher insurance premiums and may affect your good driving history. To help avoid making unnecessary claims for minor accidents, you may consider adding an excess to your policy. Kumka offers a range of insurance policies with competitive premiums and promotions.
When comparing insurance premiums between those with Excess and without Excess, we can see that the cost is much lower when adding Excess Insurance. For example, if you chose an insurance policy for a Honda City vehicle, the insurance premium may be between 12,000 THB to 20,000 THB, but by adding Excess Insurance, you can lower the premium to be 10,000 THB or even lower depending on car and driver profile.
Even if you are a safe driver and follow all the traffic laws, it is still possible to be involved in a road accident. Whether it is because of a third party or causing minor scratches while parking, Excess Insurance will help you avoid making unnecessary claims for minor damages and maintain your good driver history.
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